Back to Search
495 Harbor Dr, Indian Rocks Beach, FL 33785
495 Harbor Dr, Indian Rocks Beach, FL 33785 3D Tour
495 Harbor Dr, Indian Rocks Beach, FL 33785 Explore 3D Tour
495 Harbor Dr, Indian Rocks Beach, FL 33785
495 Harbor Dr, Indian Rocks Beach, FL 33785
495 Harbor Dr, Indian Rocks Beach, FL 33785
495 Harbor Dr, Indian Rocks Beach, FL 33785

495 Harbor Dr Indian Rocks Beach, FL 33785

$2,999,000

ACTIVE
Beds
4
Baths
5
Sqft
2,783
Acres
0.43
Year
1962
Days on Site
3
Property Type
Residential
Sub Type
Single Family
Per Square Foot
$1,078
Date Listed
Jun 1, 2026

Description of 495 Harbor Dr, Indian Rocks Beach, FL 33785

Listing details for 495 Harbor Dr, Indian Rocks Beach, FL 33785 : Rare waterfront retreat in the heart of Indian Rocks Beach. This extraordinary waterfront estate offers a level of privacy, serenity and coastal beauty that is rare. THIS HOME TOOK ON ZERO WATER INTRUSION. Set on an expansive "DOUBLE LOT" with 216 feet of water frontage, the property feels like a private resort, surrounded by lush tropical landscaping featuring mature palms that create a secluded paradise. Enjoy panoramic views, dolphins play just beyond the dock and relax beside the pool. Professional landscape lighting transforms the property into a magical waterfront oasis, creating the ideal backdrop for an evening swim, cocktails around the fire table or dining under the stars. The outdoor pool, shower and bath work well to avoid unnecessary wet entry to the main house. Boaters/anglers alike will appreciate the waterfront amenities, a large dock installed 2021, with water service, electrical hookups, a 24,000-pound and 10,000-pound boat lift. Whether heading out for a day on the water or casting a line from your backyard, this property is designed to embrace the waterfront lifestyle. Multiple outdoor gathering spaces offer something for everyone. The covered patio provides a comfortable retreat for grilling, entertaining, or watching the game, while the expansive lawn offers endless possibilities: a future putting green or additional outdoor enhancements. A tucked away section of the property presents an opportunity for a hot tub, tiki hut or additional private retreat. The fenced yard provides a space for pets. Inside, the thoughtful design accommodates everyday living and entertainment. This property is fully furnished and decorated, making it turnkey ready for instant rentals or staying the night yourself. Primary suite enjoys direct pool access and captures beautiful sunrise views. Split-bedroom floor plan offers privacy. One guest bedroom features stunning Intracoastal views, while the flexible fourth bedroom can easily serve as a home office or den. The spacious living areas comfortably accommodate large gatherings, with a generous dining room, an inviting sunroom ideal for morning coffee and a separate family room that opens directly to the covered patio. The well-appointed kitchen offers abundant cabinetry and workspace, with excellent potential for a future open-concept redesign. A large laundry room provides additional storage and flexibility for future customization. Designed for effortless indoor-outdoor living, this home has hosted everything from family reunions to weddings and offers a floor plan that seamlessly blends comfort, functionality and entertaining space. On a quiet cul-de-sac with friendly neighbors and a mix of full-time and seasonal residents, the setting is peaceful while remaining incredibly convenient. Enjoy a short golf cart ride to the beach, local restaurants, parks and the beloved Indian Rocks Beach Art Center. Seeking an investment opportunity, the property has a proven history as a successful short-term rental. Its unique combination of privacy, waterfront amenities and prime location has made it a favorite among guests, creating an exceptional experience for visitors while maintaining harmony with the surrounding neighborhood. Searching for a primary residence, vacation retreat or potential income-producing waterfront property, this remarkable coastal estate offers a lifestyle that must be experienced to be fully appreciated. Additionally, It has the potential to rebuild or split into two lots
Listing Updated : 06-03-2026 at 3:45 PM EDT
Listing Provided By : Michael Perez PA, 727-595-1604, PREMIER SOTHEBY'S INTL REALTY
Source :

Stellar MLS as distributed by MLS GRID, MLS#: MFRTB8513956

Property History

DateEventPrice
6/1/2026
Listed for sale
$2,999,000 +143.4%
$1,078/sqft
Source:Stellar MLS #MFRTB8513956
8/23/2017
Sold
$1,231,950 -17.9%
$443/sqft
Source:Stellar MLS #MFRU7810386
3/6/2017
Listed for sale
$1,500,000
$539/sqft
Source:Stellar MLS #MFRU7810386
Home Worth Check

Interested in 495 Harbor Dr, Indian Rocks Beach FL, 33785?

I agree to be contacted by Smith & Associates Real Estate via call, email, and text for real estate services. To opt out, you can reply 'stop' at any time or reply 'help' for assistance. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. For more information, please review our Privacy Policy.

Location of 495 Harbor Dr, Indian Rocks Beach, FL 33785

Google Map
Mortgage Calculator
Listing Price
Down Payment
Interest Rate

Schools Near 495 Harbor Dr, Indian Rocks Beach, FL 33785

Homes Similar to 495 Harbor Dr, Indian Rocks Beach, FL 33785

Source Logo
Based on information submitted to the MLS GRID as of 2026-06-03. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information

HomeIndian Rocks BeachIndian Beach Re Revised 23rd Add
Popular Cities

All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified.

Listing information is provided for consumer personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law.

Listing data comes from My Florida Regional MLS DBA Stellar MLS.